Terms of Service

advjourn is run by Harry Paul ("we", "us"). You can reach us at advjourn26@gmail.com, and our full details are on the Contact page. By creating an account you agree to these terms.

advjourn is a tool for recording and reflecting on your own trades. You log trades (with optional screenshots and notes), see statistics about them, and can ask for AI-written reviews of a day, a week or a longer period. The AI reviews are written by an automated AI service from the trades you entered.

It is a journal, not a trading platform. We don't hold money, place trades, connect to your broker or give advice.

• Nothing in advjourn, including its statistics and AI reviews, is financial, investment, tax or trading advice, or a recommendation to buy, sell or hold anything.
• We make no claim that using advjourn will make you profitable, improve your results or reduce your losses. Past results, including those shown in your own statistics, don't predict future ones.
• AI reviews can be wrong, incomplete or misread a screenshot. They only see what you entered. Check anything important yourself.
• Trading carries a high risk of losing money. Every trading decision you make is yours alone. If you need advice, speak to a qualified, regulated adviser.

You need an account with a valid email address. Keep your password safe; you're responsible for what happens under your account. You must be 18 or over to use advjourn.

New accounts get a 3-day free trial. No card is needed. During the trial you can use up to 3 AI reviews in total (daily or weekly reviews), covering the last 7 days. When the trial ends you won't be charged; AI reviews stop until you choose a plan, and you can still see and log your trades.

Prices are in pounds sterling (GBP). Each plan can be paid monthly or yearly; yearly costs 10 times the monthly price.

• Standard: £7 a month, or £70 a year.

  Each calendar month: 12 daily reviews, 4 weekly reviews. Reviews cover the last 7 days.

• Gold: £12 a month, or £120 a year.

  Each calendar month: 25 daily reviews, 4 weekly reviews, 1 monthly deep review. Reviews cover the last 30 days.

• Premium: £20 a month, or £200 a year.

  Each calendar month: 40 daily reviews, 4 weekly reviews, 2 monthly deep reviews. Reviews cover all your history, using a more capable AI model.

Review limits reset on the 1st of each calendar month (UTC), whether you pay monthly or yearly. Unused reviews don't carry over. Your Account page shows how many you have left.

If we change our prices, we'll email you before the new price applies to your subscription, and you can cancel before it does.

• Payments are handled by Stripe. Your card details go straight to Stripe; we never see or store them.
• Your subscription is charged when you subscribe and then renews automatically at the start of each month or year until you cancel.
• Upgrades take effect immediately. You're charged the difference for the rest of the current period.
• Downgrades (including yearly to monthly) take effect at the end of the current period; you keep your current plan until then.
• You manage your plan, card and invoices through Stripe's secure billing portal, reached from your Account page.
• If a payment fails, Stripe retries it for a while and you keep access meanwhile. If it still can't be collected, your subscription ends and AI reviews stop.

You can cancel at any time and keep access until the end of the period you've paid for. The full details, including your legal right to cancel, are in our Cancellation and refund policy.

Please don't:

• use advjourn for anything unlawful, or upload content you don't have the right to use;
• upload anything illegal, abusive, or containing other people's personal data without a good reason;
• try to get around review limits, the paywall or security, or access other people's data;
• overload, scrape, reverse-engineer or resell the service, or use it to build a competing product;
• share your account, or use automated tools to generate reviews in bulk;
• try to make the AI produce harmful content, or use its output to mislead anyone.

If you break these terms we may suspend or close your account. Unless it's serious or urgent, we'll tell you first and give you a chance to put it right.

Your trades, notes and screenshots stay yours. You let us store and process them only to run advjourn for you, including sending them to our AI provider when you ask for a review. How we handle your data is in our Privacy notice.

Keep your own copies of anything important. We take reasonable care, but we don't promise your data will never be lost.

We work to keep advjourn running well, but we provide it "as is". We don't promise it will always be available, error-free or suit your particular purpose, or that statistics and AI reviews will be accurate. We may change, add or remove features. If we make a change that significantly reduces what your paid plan includes, we'll tell you and you can cancel.

Nothing in this section affects your legal rights as a consumer.

• Nothing in these terms limits or excludes our liability for death or personal injury caused by our negligence, for fraud, or for anything else the law doesn't allow us to limit or exclude.
• We aren't responsible for any trading or investment losses, or lost profits, however they arise, including from relying on statistics or AI reviews.
• We aren't responsible for losses that weren't foreseeable, or for business losses: advjourn is for personal use.
• Otherwise, as far as the law allows, our total liability to you is limited to the amount you paid us in the 12 months before the claim.

You can stop using advjourn and delete your account at any time from your Account page. We may close the service, or your account, with reasonable notice; if we close the service we'll refund the unused part of any period you've paid for.

We may update these terms. For changes that matter to you, we'll tell you before they apply. If you don't agree, you can cancel before the change takes effect.

These terms are governed by the law of England and Wales, and the courts of England and Wales can deal with any dispute. If you live in Scotland or Northern Ireland, you can also bring a claim in your local courts. If you have a complaint, please email advjourn26@gmail.com first so we can try to put it right.